Misuses of Childcare Allowance: Prohibited Expenses to Avoid

Pflegegeld, a monthly financial support for individuals in need of care, is a crucial aid for many families in Germany. This support, which is intended for people with care level 2 or higher who are cared for at home by relatives or non-professionals, is applied for through the care insurance via medical assessment.

However, it's important to note that Pflegegeld is not intended as additional income. Misuse of this support is considered abuse. Disbursement of care allowance to third parties who do not provide care services is a clear example of such abuse. The care insurance can stop payments and demand repayment of amounts already paid in such cases.

The care allowance is earmarked solely for securing home care services. Using it for general household costs like rent, electricity, or vacation travel is prohibited if they do not have a direct connection to care. Purchases that do not serve the well-being of the person in need of care are also prohibited with care allowance.

On the other hand, there are some allowable uses for care allowance. For instance, using it for a new TV for the whole family is allowed if it directly serves the entertainment or occupation of the person in need of care.

Family members living far away and not involved in daily care may be scrutinized for care allowance cash flows. Complete retention of care allowance by relatives without actually providing care is considered clear abuse.

In conclusion, Pflegegeld is a valuable resource for those in need of care, but it's crucial to use it responsibly and only for its intended purpose. Misuse of this support can lead to serious consequences, including repayment of the funds. Always consult with your care insurance for any questions or concerns regarding the use of care allowance.