Uniting Forces with Komplett to Counteract Burgeoning B2B Deception in the Nordic Electronic Business Sector

In a significant move to combat the rising tide of e-commerce fraud, Two, a European leader in B2B payments technology, has partnered with Komplett, a leading online electronics retailer in the Nordics, to launch a first-of-its-kind Risk-as-a-Service (RaaS) platform. This groundbreaking collaboration marks Two's entry into a market projected to reach $52.7 billion by 2031.

Komplett, the first enterprise in the Nordics to deploy such a solution, was previously grappling with manual credit assessments and fragmented data sources. This situation led to onboarding delays and difficulties in scaling risk controls. However, with the implementation of Two's RaaS platform, the implementation process has been seamless for Komplett.

The RaaS platform, now live across all of Komplett's B2B stores in Norway, Sweden, and Denmark, delivers instant, automated decisions on both credit and fraud risk. It combines payments, credit, fraud protection, and risk controls into a single platform, addressing complex B2B scenarios such as machine-to-machine orders and migrating existing customers.

Identity theft, synthetic businesses, and internal impersonation are among the most prevalent schemes in B2B e-commerce fraud. According to the 2025 AFP Payments Fraud and Control Survey, 79% of organisations reported being victims of attempted or actual payments fraud in 2024. The total cost of e-commerce fraud to merchants is expected to rise from $44 billion in 2024 to $107 billion in 2029, a growth of 141%.

Two's RaaS platform is designed for complex, high-risk environments. It uses AI models for real-time identity verification within the RaaS platform, providing full automation for credit and fraud risk assessments. This results in a frictionless, secure checkout process that boosts buyer trust while shielding Komplett from significant financial loss.

Moreover, Two's solution replaces the bottlenecks of manual credit assessments with real-time decisioning and a fully customisable risk management portal. This provides Komplett with end-to-end visibility and control without the need for large internal teams.

Before deploying its RaaS product at a company, Two was involved with Komplett, but specific details about Two's associations or activities before partnering with Komplett are not provided in the available search results. However, it is clear that this partnership has been instrumental in Komplett's journey towards a more secure and efficient B2B commerce experience.

Two is doubling down on AI investments, seeing it as critical infrastructure for modern B2B commerce. The success of this partnership with Komplett underscores the potential of AI-powered solutions in the fight against e-commerce fraud. As more businesses adopt such technologies, the landscape of B2B commerce is poised to undergo a significant transformation.

Uniting Forces with Komplett to Counteract Burgeoning B2B Deception in the Nordic Electronic Business Sector